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An Individual Retirement Account (IRA) is a deposit account, which permits an individual to shelter a certain amount of funds a year in a tax deferred investment account. There are several types of IRA plans available to the depositor: Traditional IRA, Roth IRA, and ESAs.
This is an FDIC insured deposit. Please call for additional details
Rates vary according to the type and term of certificate.
Fees may reduce earnings on the account.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE
FOR NON-INTEREST BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013 all of a depositor's accounts at an insured depository institution, including all
non-interest bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount $250,000 for each deposit insurance ownership category.
For more information about FDIC insurance coverage of non-interest bearing transaction accounts, visit