 |
 |
 |
 |
 |
 |
 |
 |
 |
|
Bank History | Branch Locations | Privacy Statement |
Freehold Savings and Loan Online Banking Privacy Policy
Freehold Savings and Loan is committed to providing the highest level of security and privacy regarding the collection and use of our online banking customer’s personal information, as well as that of all visitors to our web site. Personal information may be collected through the submission of online banking transactions, or through the use of email. A detailed description of Freehold Savings and Loans Online Banking Privacy Policy is provided below. If you have additional questions regarding the privacy of your personal information, contact us.
Respect of Right to Privacy
Freehold Savings and Loan respects your right to privacy and
takes every precaution to provide you with the same level of privacy within
our virtual branch that you receive through more traditional bank delivery
channels.
Collection and Use of Personal Information
The collection of personal information online is designed to
protect access to your personal accounts and to assist the bank in providing
you with the products and services you want and need. All personal
information collected and stored by the bank is used for specific business
purposes; to protect and administer your personal accounts and transactions,
to comply with state and federal banking regulations, and to help the bank
better understand your financial needs in order to design or improve our
products and services.
Employing stringent security measures in the collection of your personal information, all Freehold Savings and Loan online account signups are submitted to the banks secure administration site through encryption. Once received by the bank, only approved personnel may open and process the application. Furthermore, auditing mechanisms have been put into place to further protect your information by identifying which employee(s) has accessed and in any way modified (for example, updated or added to) your personal information.
Maintenance of Accurate Information
It is in the best interest of both you and the bank to maintain
accurate records concerning your personal information. For this reason,
Freehold Savings and Loan allows you to update your personal information
online, at anytime, through the submission of encrypted email requests sent
to the banks secure administration site. Notifications are immediately sent
to bank personnel alerting them to the receipt of your request. This
procedure allows Freehold Savings and Loan to update your personal
information within a timely manner.
Limited Employee Access to Personal Information
Freehold Savings and Loan limits employee access to your personal
information to only those bank employees with a business reason for knowing
such information. Freehold Savings and Loan also educates all employees
about the importance of confidentiality and customer privacy. In addition,
individual user names and passwords are used by bank personnel to access
your personal information online, providing audit trails to further
safeguard the privacy of your personal information.
Third Party Disclosure Restrictions
Freehold Savings and Loan follows strict privacy procedures in
regard to protecting your personal information. In addition, the bank
requires all third parties with a business need to access this information
to adhere to similar and equally stringent privacy policies. Personal
information may be supplied to a third party in order to process a customer
transaction; if the customer requests it; the disclosure is required or
allowed by law (i.e. exchange of information with reputable reporting
agencies, subpoena, or the investigation of fraudulent activity, etc.); or
for marketing purposes of which the customer has been previously informed
and has been given the opportunity to decline.
Disclosure of Privacy Policies
Freehold Savings and Loan is committed to ensuring the privacy of
its customer’s personal information. For more information regarding our
Online Banking Privacy Policy, contact
us.
Customer Privacy Notice
At Freehold Savings and Loan Association, protecting the privacy and confidentiality of your personal information is important to our employees. We value your business and the trust you put in Freehold Savings and Loan Association. In order to offer you the financial products and services you seek to obtain, we collect, maintain, and use information about you on a routine basis. To help you better understand how your personal information is protected here at Freehold Savings and Loan Association, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. At Freehold Savings and Loan Association:
We do not disclose any nonpublic personal information about our current or former customers to any affiliate or nonaffiliated third party except as permitted by law.
We may collect the following kinds of information about you:
- Information we receive from you on applications or other forms such as your name, address, social security number, Drivers license number, assets and income;
- Information about your transactions with us, such as your account balance, payment history, parties to transactions, and Star/Debit card usage; and
- Information we receive from a consumer-reporting agency, such as information relating to your creditworthiness and credit history.
We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. Freehold Savings and Loan Association maintains strict procedures and policies to safeguard your privacy. We restrict employee access to customer information to only those who have a business reason to know such information, and we educate our employees about the importance of confidentiality and customer privacy.
If at any time you have questions or concerns about our handling or personally identifiable information about your banking relationship with us, or for more information, please contact your Branch Manager at 732-462-6700.
