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Welcome to Freehold Savings Bank website. To those of you who have made us a part of your family, we thank you for your trust and support. If you are visiting for the first time, welcome to our bank. We understand the value of keeping good relationships. Our commitment to the community runs deep. Explore our site weekly for upcoming specials, products and developments. We're looking forward to being of service to you. Contact Us
Mortgage | Home Equity Loans | Home Equity Line of Credit | Standard CD and IRA | Checking & Savings
Effective as of: July 13, 2010
| Mortgage Rates | |||
| Product Type | Points | Interest Rates |
Annual Percentage Rates (APR) |
|---|---|---|---|
| 10 Year 20% Down- (Payment is $10.18 per $1,000) | 0 | 4.125% | 4.24% |
| 15 Year 20% Down- (Payment is $7.52 per $1,000) | 0 | 4.25% | 4.33% |
| 20 Year 20% Down- (Payment is $6.46 per $1,000) | 0 | 4.75% | 4.81% |
| 30 Year 20% Down- (Payment is $5.44 per $1,000) | 0 | 5.125% | 5.17% |
| 30 Year First Time Buyer- (Payment is $5.44 per $1,000) | 0 | 5.125% | 5.17% |
| 30 Year Biweekly- (Payment is $5.44 per $1,000) | 0 | 5.125% | 5.17% |
APR assumes 20% downpayment - maximum loan of $417,000.00.
We offer JUMBO Mortgage Rates. Please call for the current rate
APR assumes 20% downpayment.
RATES SHOWN INCLUDE 1/4% REDUCTION WITH AUTO PAYMENT DEDUCTED FROM A CHECKING ACCOUNT AT FSB
| Home Equity Loans (2nd Lien Position) | ||
| Rate Term | Interest Rate |
Annual Percentage Rate (APR) |
|---|---|---|
| 5 Year- (Payment is $18.76 per $1,000) | 4.75% | 4.75% |
| 10 Year- (Payment is $10.73 per $1,000) | 5.25% | 5.25% |
| 15 Year- (Payment is $8.17 per $1,000) | 5.50% | 5.50% |
| 20 Year- (Payment is $7.02 per $1,000) | 5.75% | 5.75% |
| 25 Year- (Payment is $6.44 per $1,000) | 6.00% | 6.00% |
APR assumes 20% downpayment.
RATES SHOWN INCLUDE 1/4% REDUCTION WITH AUTO PAYMENT DEDUCTED FROM A CHECKING ACCOUNT AT FSB
| Home Equity Line of Credit |
| Rate Term |
|---|
| Variable Rate APR 2.95%* Minimum Rate (floor) is 5.00% Maximum Rate (ceiling) is 18.00% |
| 15 and 20 Year Repayment Term available |
RATE SHOWN INCLUDES 1/4% REDUCTION WITH AUTO PAYMENT DEDUCTED FROM A CHECKING ACCOUNT AT FSB.*INTRODUCTORY RATE FOR 12 MONTHS WITH A MINIMUM PRINCIPAL BALANCE OF $10,000.00.
Minimum deposit required to obtain the annual percentage yield. Interest is compounded daily and credited monthly. Rates subject to change without notice. A penalty may be imposed for premature withdrawal. Fees may reduce earnings on accounts.
Minimum opening deposit and minimum balance to earn annual percentage yield. Rates subject to change without notice. Fees may reduce earnings on accounts.
Interest rates and APYs on checking and savings accounts are variable and are subject to change at managements' discretion.
