Small in Size Big on Service

Welcome to Freehold Savings Bank website.  To those of you who have made us a part of your family, we thank you for your trust and support.  If you are visiting for the first time, welcome to our bank.  We understand the value of keeping good relationships. Our commitment to the community runs deep. Explore our site weekly for upcoming specials, products and developments. We're looking forward to being of service to you.  

Please call us with any questions and we will be happy to assist you. 732-462-6700 

 

 


Commercial Real Estate Loans
For details contact Kevin Hunt, Chief Lending Officer.

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GREAT MORTGAGE RATES!

 

CONVENTIONAL MORTGAGES 

10 YEAR 2.99% Rate - APR 3.02% $9.65 per thousand 

 15 YEAR 3.49% Rate - APR 3.53 $7.14 per thousand

20 YEAR 3.99% Rate - APR 4.03% $6.05 per thousand 

 30 YEAR 4.25% Rate -  APR 4.28% $4.92 per thousand

Check our Current Rate page for further details.

 

FIRST LIEN HOME EQUITY LOAN FIXED RATE

No Closing Costs

5 YEAR 3.25% Rate - APR 3.25% $18.08 per thousand

10 YEAR 3.49% Rate - APR 3.49% $9.88 per thousand

15 YEAR 3.99% Rate - APR 3.99% $7.39 per thousand

 

Check our Current Rate page for further details.

 

 

HOME EQUITY LINE OF CREDIT
4.00% APR*
10 YEAR TERM INTEREST ONLY
*Variable Rate - Index of the Prime Rate minus .75%
Monthly payment deducted from an account with FSB

 An open-ended revolving line of credit can be used for any purpose including home improvements, college tuition,
and to have available for unexpected expenses.  This loan is secured by the equity of your home.

- Prime minus .75% for the life of the loan**
- Financing up to 80% of the appraised value***
- Line amounts up to $500,000 owner-occupied primary residence only
- Minimum line amount of $50,000

*The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal.  The Prime Rate as of March 22, 2018 is 4.75%.  Call for current rates.  Minimum line amount is $50,000.00.  Maximum line amount is $500,000.00.  ***LTV not to exceed 80% of the appraised value if a First Lien Mortgage or Freehold Savings Bank has the first mortgage.  LTV not to exceed 70% of the appraised value for Second Lien Mortgage.  1 to 4 family owner occupied primary residences only.  Consult a tax advisor regarding the tax deductibility of interest.  Maximum possible APR is 18%.  Property insurance is required which includes, as required, flood insurance.  New lines only.  Eligibility requirements, terms, conditions and exclusions apply.

**In order to qualify for the Prime minus .75% rate, auto debit from FSB account is required.  Without auto debit the rate will be prime plus 1.00%.
Subject to credit approval.   

All rates are subject to change without notice 


We offer loans in Monmouth, Ocean, Mercer and Middlesex Counties.
Check our latest rates by clicking the "Current Rates" tab above.

To get started with your application
choose the home financing that is right for you and click the links below.

Mortgage Purchase
Application

Refinance
Application

Home Equity
Application

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